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The video below will guide you how to enter a form on the Khang Lending webiste
I. BUSINESS LOAN PRODUCTS
BELOW ARE OUR PRODUCTS FOR BUSINESS PURPOSES. PLEASE REVIEW CAREFUL ALL DETAILS PROVIDED AND FOLLOW OUR STEPS TO COMPLETE YOUR APPLICATION PACKAGE. THIS IS FOR INFORMATIONAL PURPOSE ONLY AND THIS IS NOT AN OFFER AND THIS IS NOT A COMMITMENT TO LEND.
SBA 7(a)
- RATES FROM 5.75% UP
- TERM: 7-10 YEARS
- CREDIT 700 UP
- BANK FEES FROM 3% UP
- LOAN FROM $100K - $5M
- NO PREPAYMENT PENALTY
- PROCESS: 1 MONTH UP
- TAX RETURNS: HIGH NET PROFIT IN THE LAST THREE YEARS OF CURRENT BUSINESS
- REAL ESTATE COLLATERAL REQUIRED
- CO-SIGNER FOR CREDIT OR COLLATERAL OK!
- GOOD CASH FLOW BUSINESS
- BUSINESS PLAN WITH THE LOAN AMOUNT
- LOAN PURPOSE: WORKING CAPITAL, REMODEL, BUY-OUT PARTNER, START-UP, EQUIPMENT FINANCING…
- BANK INTERVIEW CALL IN 3-7 DAYS
SBA 504
- RATES FROM 5.75% UP
- TERM: 10-30 YEARS
- CREDIT 700 UP
- 10% DOWN MIN
- BANK FEES FROM 3% UP
- LOAN FROM $200K - $30M
- 2-5 YEAR PENALTY
- PROCESS: 2 MONTHS UP
- TAX RETURNS: HIGH NET PROFIT IN THE LAST THREE YEARS OF CURRENT BUSINESS
- EXTRA REAL ESTATE COLLATERAL REQUIRED
- CO-SIGNER FOR CREDIT OR COLLATERAL OK!
- GOOD CASH FLOW BUSINESS
- BUSINESS PLAN WITH THE LOAN AMOUNT
- BUILDER, CONTRACTOR, PERMITS, FLOOR PLAN…
- LOAN PURPOSE: START-UP, COMMERCIAL REAL ESTATE BASED BUSINESS LOAN
- BANK INTERVIEW CALL IN 3-7 DAYS
BUSINESS 24H CASH
- NO TAX RETURNS
- NO COLLATERAL
- FAST FUNDING IN 24H FOR BUSINESS OWNERS ONLY (NO START-UPS)
- CREDIT 550 UP (740 PREFER)
- AT LEAST ONE YEAR TIME IN BUSINESS (2 YEARS PREFER)
- CREDIT CARD SALES MONTHLY AT LEAST $15K TO QUALIFY
- FUND AMOUNT FROM $10K - $10M
- FACTOR RATES FROM 1.25 UP ($100K X 1.25 = $125K TOTAL PAYBACK)
- TERM: 3-18 MONTHS
- FIXED FUND & NO PREPAYMENT PENALTY AND NO DISCOUNT WHEN PAY OFF EARLY
- NO NEGATIVE WITH DAILY BANK BALANCE
- SAME DAY APPROVAL
- SIMPLE PROCESS
THE SHARK
- LIKE SHARK TANK, KHANG LENDING INVESTS IN BUSINESS SUCH AS:
- HEALTHCARE PRODUCTS AND SERVICES: DOCTOR, DENTIST…
- SOCIAL MEDIA, APPS DEVELOPMENT, SOFTWARES
- OR ANY GOOD CASH FLOW BUSINESS AND YOU CAN’T GET THE FUND ANYWHERE TO GROW!
II.USDA - CHICKEN FARM
- RATES FROM 3.5% UP
- TERM: 15-30 YEARS
- CREDIT 700 UP
- 20% DOWN MIN
- LOAN FROM $300K - $50M
- PROCESS: 1-2 MONTH OR MORE
- BANK INTERVIEW CALL IN 3-7 DAYS
III. JUMBO LOANS & STATED INCOME FOR PRIMARY RESIDENCE
NON-QM LOANS – These loans are Portfolio Loans that are not connected to any Government Agency.
JUMBO BANK LOAN
- LOAN FROM $515K UP TO $5M
- RATES FROM 3.5% UP
- TERM: 5/7/10/15/30 YEARS
- 20% DOWN MIN OR 80% LTV MAX FOR REFINANCE
- BANK FEE FROM 2% UP
- CREDIT 700 UP
- DEBT TO INCOME RATIO MAX: 43%
- MIN 12 MONTHS PAYMENT RESERVES
- PURPOSE: PURCHASE, REFINANCE AND TERM, CASH OUT
- PROPERTIES: PRIMARY RESIDENCE AND SECOND HOME ONLY
- TYPES: SFH, CONDO, 2-UNIT HOMES (MUST OCCUPY ONE UNIT)
BANK STATEMENT LOAN
- LOAN OVER $250,000 UP TO $3M ($2M MAX FOR REFINANCE)
- RATES FROM 4% UP
- TERM: 5/7/10/30 YEARS
- 15% DOWN MIN
- OR 70% LTV MAX IF REFINANCE
- BANK FEE FROM 2% UP
- CREDIT 660 UP
- DEBT TO INCOME RATIO MAX: 50%
- MIN 6-12 MONTHS PAYMENT RESERVES
- PURPOSE: PURCHASE, REFINANCE AND TERM, CASH OUT
- PROPERTIES: PRIMARY RESIDENCE AND SECOND HOME AND INVESTMENT PROPERTIES
- TYPES: SFH, CONDO, 2-4 UNIT HOMES
1099 LOAN
- LOAN OVER $250,000 UP TO $3M ($2M MAX FOR REFINANCE)
- RATES FROM 4% UP
- TERM: 5/7/10/30 YEARS
- 15% DOWN MIN
- OR 70% LTV MAX IF REFINANCE
- BANK FEE FROM 2% UP
- CREDIT 660 UP
- DEBT TO INCOME RATIO MAX: 50%
- MIN 6-12 MONTHS PAYMENT RESERVES
- PURPOSE: PURCHASE, REFINANCE AND TERM, CASH OUT
- PROPERTIES: PRIMARY RESIDENCE AND SECOND HOME AND INVESTMENT PROPERTIES
- TYPES: SFH, CONDO, 2-4 UNIT HOMES
IV. RENTAL HOME LOAN PRODUCTS
PROPERTIES: SFH, CONDO, TOWNHOUSE, 1-4 UNIT PROPERTIES!
ALL PRODUCTS BELOW ARE “NO TAX RETURNS CHECK”
CREDIT 750 MIN
30% DOWN MIN
- NO TAX RETURNS
- NO EMPLOYMENT
- NO DOWN PAYMENT VERIFICATION
- RATES FROM 4.975% UP
- LENDER FEE FROM 3% UP
- LOAN FROM $100K - $3M
- 30 YEAR FIXED
- FIRST 5 YEAR PREPAYMENT PENALTY (5%,4%,3%,2%,1%)
- 65% MAX LTV FOR REFINANCE
- CLOSE IN 45 DAYS
- APPRAISAL REQUIRED
- NATIONWIDE
- RENTAL PROPERTIES ONLY: SFH, CONDO, TOWNHOUSE, 1-4 UNIT
- 24 HOURS APPROVAL
CREDIT 680 MIN
25% DOWN MIN
- NO TAX RETURNS
- NO EMPLOYMENT
- NO DOWN PAYMENT VERIFICATION
- RATES FROM 5.875% UP
- LENDER FEE FROM 3% UP
- LOAN FROM $100K - $3M
- 30 YEAR FIXED
- FIRST 5 YEAR PREPAYMENT PENALTY (5%,4%,3%,2%,1%)
- 75% MAX LTV FOR REFINANCE
- CLOSE IN 45 DAYS
- APPRAISAL REQUIRED
- NATIONWIDE
- RENTAL PROPERTIES ONLY: SFH, CONDO, TOWNHOUSE, 1-4 UNIT
- 24 HOURS APPROVAL
CREDIT 650 MIN
25% DOWN MIN
- NO TAX RETURNS
- NO EMPLOYMENT
- 30-DAY DOWN PAYMENT VERIFICATION
- RATES FROM 6.50% UP
- LENDER FEE FROM 2% UP
- LOAN FROM $100K - $3M
- 30 YEAR FIXED
- FIRST 5 YEAR PREPAYMENT PENALTY (5%,4%,3%,2%,1%)
- 75% MAX LTV FOR REFINANCE
- CLOSE IN 45 DAYS
- APPRAISAL REQUIRED
- NATIONWIDE
- RENTAL PROPERTIES ONLY: SFH, CONDO, TOWNHOUSE, 1-4 UNIT
- 24 HOURS APPROVAL
NO CREDIT CHECK
50% DOWN MIN
- HARD MONEY
- NO TAX RETURNS
- NO EMPLOYMENT
- NO DOWN PAYMENT VERIFICATION
- NO CREDIT
- RATES & LENDER FEES FROM 12% UP (6% RATE/6% FEE – 10%-2%, 12% - 3%...)
- 12 MONTH TERM ONLY
- MONTHLY INTEREST PAYMENT ONLY
- NO PREPAYMENT PENALTY
- 50% MAX LTV FOR REFINANCE
- CLOSE IN 1-2 WEEKS
- SITE VISIT/APPRAISAL REQUIRED
- NATIONWIDE
- NON-OWNER OCCUPIED PROPERTIES ONLY: SFH, CONDO, TOWNHOUSE, 1-4 UNIT…
- 24 HOURS APPROVAL
V. COMMERCIAL LOAN PRODUCTS
PROPERTIES: APARTMENT, OFFICE BUILDING, SELF-STORAGE, 5+ UNIT PROPERTIES, INDUSTRIAL, MIXED-USE, RETAIL, SHOPPING CENTER, HOTEL, MOTEL, DAY CARES, MOBILE HOME PARK, AUTO BODY SHOP…
BANK LOANS
CREDIT 700 MIN
- RATES FROM 3.5% UP
- LENDER FEE FROM 2% UP
- LOAN FROM $250K - BILLION
- 5/7/10/30 YEAR TERM
- 20% DOWN MIN OR 80% MAX LTV FOR REFINANCE
- FIRST 5 YEAR PREPAYMENT PENALTY (5%,4%,3%,2%,1%)
- CLOSE IN 60 DAYS
- ALL COMMERCIAL PROPERTIES THAT PRODUCE CASH FLOW WITH AT LEAST 95% MIN TENANT OCCUPIED OR OWNER USE WITH GREAT NET PROFIT IN THEIR TAX RETURNS (LAST 2 YEARS)
- GOOD CONDITION, NICE PROPERTY, NO OLD BUILDINGS
- APPRAISAL REQUIRED
- NATIONWIDE
- 48 HOURS APPROVAL
DOWN 25% MIN
CREDIT 740 MIN
- RATES FROM 5.5% UP
- LENDER FEE FROM 2% UP
- LOAN FROM $100K - BILLION
- 5/7/10/30 YEAR TERM
- 25% DOWN MIN OR 75% MAX LTV FOR REFINANCE
- FIRST 5 YEAR PREPAYMENT PENALTY (5%,4%,3%,2%,1%)
- CLOSE IN 60 DAYS
- ALL COMMERCIAL PROPERTIES THAT PRODUCE CASH FLOW WITH AT LEAST 75% MIN TENANT OCCUPIED OR OWNER USE WITH GREAT NET PROFIT IN THEIR TAX RETURNS (LAST 2 YEARS)
- GOOD CONDITION, NICE PROPERTY, COSMETIC TOUCH UP OK! NO OLD BUILDINGS
- APPRAISAL REQUIRED
- NATIONWIDE
- 48 HOURS APPROVAL
DOWN 25% MIN
CREDIT 650 MIN
- RATES FROM 6.75% UP
- LENDER FEE FROM 2% UP
- LOAN FROM $100K - BILLION
- 5/7/10/30 YEAR TERM
- 25% DOWN MIN OR 75% MAX LTV FOR REFINANCE
- FIRST 5 YEAR PREPAYMENT PENALTY (5%,4%,3%,2%,1%)
- CLOSE IN 60 DAYS
- ALL COMMERCIAL PROPERTIES THAT PRODUCE CASH FLOW WITH AT LEAST 75% MIN TENANT OCCUPIED OR OWNER USE WITH GREAT NET PROFIT IN THEIR TAX RETURNS (LAST 2 YEARS)
- GOOD CONDITION, NICE PROPERTY, COSMETIC TOUCH UP OK! NO OLD BUILDINGS
- APPRAISAL REQUIRED
- NATIONWIDE
- 48 HOURS APPROVAL
BANK LOANS
CREDIT 600 MIN
- RATES FROM 11% UP
- LENDER FEE FROM 3% UP
- LOAN FROM $25K - $350K
- 5/25 YEAR TERM
- 35% DOWN MIN OR 65% MAX LTV FOR REFINANCE
- FIRST 5 YEAR PREPAYMENT PENALTY (5%,4%,3%,2%,1%)
- CLOSE IN 60 DAYS
- ALL COMMERCIAL PROPERTIES THAT PRODUCE CASH FLOW WITH AT LEAST 75% MIN TENANT OCCUPIED OR OWNER USE WITH GREAT NET PROFIT IN THEIR TAX RETURNS (LAST 2 YEARS)
- GOOD CONDITION, NICE PROPERTY, COSMETIC TOUCH UP OK! OLD BUILDINGS OK!
- APPRAISAL REQUIRED
- NATIONWIDE
- 48 HOURS APPROVAL
VI. CONSTRUCTION LOANS
OUR CONSTRUCTION LOAN PRODUCTS ARE ONLY FOR BUSINESS, INVESTMENT AND COMMERCIAL PURPOSES SUCH AS: BUILD OR DEVELOP A HOTEL, A RESORT, A RESTAURANT, A HOUSE TO RENT, AN APARTMENT, A NATIONAL PARK, A WAREHOUSE, A OFFICE BUILDING…
CREDIT 700 UP
20% DOWN MIN
- CREDIT 700 UP WITH HIGH NET PROFIT ON THE LAST TWO YEARS OF TAX RETURNS & 90 DAY DOWN PAYMENT VERIFIED
- RATES FROM 4.5% UP
- BANK FEE FROM 2% UP
- LOAN FROM $500K - BILLION
- 1-5 YEAR TERM
- 20% DOWN MIN (LAND VALUE IS INCLUDED)
- NO PREPAYMENT PENALTY
- CLOSE IN 60 DAYS OR MORE
- ALL COMMERCIAL PROPERTIES (APARTMENT PREFER OR ANY TYPES NOT AFFECTED DURING COVID19 2021
- GOOD LOCATION, EXPERIENCED INVESTORS, BUILDERS, BORROWERS WITH STRONG INVESTMENT PROPERTIES OWNED
- MONTHLY OR PROJECT DRAWS
- PAY INTEREST ON DRAWS
- NATIONWIDE
- 3-DAY APPROVAL
CREDIT 700 UP
25% DOWN MIN
- CREDIT 700 UP WITH HIGH NET PROFIT ON THE LAST TWO YEARS OF TAX RETURNS & 90 DAY DOWN PAYMENT VERIFIED
- RATES FROM 6% UP
- LENDER FEE FROM 2% UP
- LOAN FROM $250K - BILLION
- 1-5 YEAR TERM
- 25% DOWN MIN (LAND VALUE IS INCLUDED)
- NO PREPAYMENT PENALTY
- CLOSE IN 60 DAYS OR MORE
- ALL COMMERCIAL PROPERTIES (APARTMENT PREFER OR ANY TYPES NOT AFFECTED DURING COVID19 2021
- GOOD LOCATION, EXPERIENCED INVESTORS, BUILDERS, BORROWERS WITH STRONG INVESTMENT PROPERTIES OWNED
- MONTHLY OR PROJECT DRAWS
- PAY INTEREST ON DRAWS
- NATIONWIDE
- 3-DAY APPROVAL
CREDIT 650 UP
30% DOWN MIN
- CREDIT 650 WITH FAIR NET PROFIT ON THE LAST TWO YEARS OF TAX RETURNS & 45 DAY DOWN PAYMENT VERIFIED
- RATES FROM 8% UP
- LENDER FEE FROM 3% UP
- LOAN FROM $250K - BILLION
- 1-5 YEAR TERM
- 30% DOWN MIN (LAND VALUE IS INCLUDED)
- NO PREPAYMENT PENALTY
- CLOSE IN 60 DAYS OR MORE
- ALL COMMERCIAL PROPERTIES (APARTMENT PREFER OR ANY TYPES NOT AFFECTED DURING COVID19 2021
- GOOD LOCATION, EXPERIENCED INVESTORS, BUILDERS, BORROWERS WITH STRONG INVESTMENT PROPERTIES OWNED
- MONTHLY OR PROJECT DRAWS
- PAY INTEREST ON DRAWS
- NATIONWIDE
- 3-DAY APPROVAL
NO CREDIT CHECK
50% DOWN MIN
- FAIR FINANCIALS AND CLEAR BUSINESS PLAN FOR THE LOAN USE
- RATES FROM 10% UP
- LENDER FEE FROM 3% UP
- LOAN FROM $50K - BILLION
- 1-3 YEAR TERM
- 50% DOWN MIN (LAND VALUE IS INCLUDED)
- NO PREPAYMENT PENALTY
- CLOSE IN 20 DAYS OR MORE
- ALL COMMERCIAL PROPERTIES (APARTMENT PREFER OR ANY TYPES NOT AFFECTED DURING COVID19 2021)
- GOOD LOCATION, EXPERIENCED INVESTORS, BUILDERS, BORROWERS WITH STRONG INVESTMENT PROPERTIES OWNED
- MONTHLY OR PROJECT DRAWS
- PAY INTEREST ON DRAWS
- NATIONWIDE
- 3-DAY APPROVAL
VII. FIX & FLIP LOAN PRODUCTS
BUY OLD PROPERTIES – FIT IT UP – SELL QUICK IS THE STRATEGY FOR OUR INVESTORS TO MAKE QUICK MONEY IN REAL ESTATE. YOU MAY JUST START THE GAME OR YOU MAY GO BIG BY GETTING THOUSAND DEALS DONE, WE HAVE A GOOD PROGRAM FOR YOU!
1ST TIME FLIPPERS
30% DOWN MIN
- THIS IS FOR WHO JUST STARTED OR DID LESS THAN 6 DEALS IN THE LAST 2 YEARS
- 650 CREDIT (NO CREDIT CHECK IS AVAILABLE FOR HIGHER CHARGES)
- RATES FROM 12% UP
- BANK FEE FROM 3% UP
- LOAN FROM $50K – $10M
- 1 YEAR TERM ONLY
- 30% DOWN MIN LTV (BUY WHATEVER HOME WITH HIGH ARV, TOTAL CLTV 65% MAX)
- 100% REPAIR FUNDING AVAILABLE
- 6-12 MONTH RESERVES MIN
- NO PREPAYMENT PENALTY
- CLOSE IN 5-10 DAYS
- ALL POTENTIAL PROPERTIES
- HAVE TO WORK WITH LICENSED CONTRACTOR
- MONTHLY OR PROJECT DRAWS
- PAY INTEREST ON DRAWS OR MONTHLY
- NATIONWIDE
- SAME DAY APPROVAL
PRO FLIPPERS A
10% DOWN MIN
- THIS IS FOR WHO DID MORE THAN 6 DEALS IN THE LAST 2 YEARS
- 680 CREDIT UP (NO CREDIT CHECK IS AVAILABLE FOR HIGHER CHARGES)
- RATES FROM 9% UP
- BANK FEE FROM 3% UP
- LOAN FROM $50K – $10M+
- 1 YEAR TERM ONLY
- 10% DOWN MIN LTV (BUY WHATEVER HOME WITH HIGH ARV, TOTAL CLTV 65% MAX)
- 100% REPAIR FUNDING AVAILABLE
- NO PREPAYMENT PENALTY
- CLOSE IN 6-10 DAYS
- ALL POTENTIAL PROPERTIES
- HAVE TO WORK WITH LICENSED CONTRACTOR
- MONTHLY OR PROJECT DRAWS
- PAY INTEREST ON DRAWS OR MONTHLY
- NATIONWIDE
- SAME DAY APPROVAL
PRO FLIPPERS B
0% DOWN/70% ARV MAX
- THIS IS FOR WHO DID MORE THAN 12 DEALS IN THE LAST 2 YEARS
- 650 CREDIT UP (NO CREDIT CHECK IS AVAILABLE FOR HIGHER CHARGES)
- RATES FROM 11% UP
- BANK FEE FROM 4% UP
- LOAN FROM $100K – $10M+
- 6-12 MONTH TERM
- 0% DOWN WITH 70% ARV MAX
- 100% REPAIR FUNDING AVAILABLE
- NO PREPAYMENT PENALTY
- CLOSE IN 12-20 DAYS
- ALL POTENTIAL PROPERTIES
- MONTHLY OR PROJECT DRAWS
- PAY INTEREST ON DRAWS OR MONTHLY
- NATIONWIDE
- SAME DAY APPROVAL
CREDIT LINE $1M UP
20% DOWN MIN
- LINE FROM $1M - $25M+
- RATES FROM 6% UP
- LENDER FEE FROM 3% UP
- UPFRONT COST: ABOUT $10K DEPENDS ON HOW BIG THE LOAN AMOUNT IS (APPRAISAL, DUE DILIGENCE, LEGAL TEAM. (Unused portion will be applied towards closing cost)
- UP TO 80% LTV
- 20% DOWN MIN
- 18-24 MONTH TERM
- REPAIR FINANCING AVAILABLE
- FOREIGN NATIONAL OK
- NATIONWIDE
- NO EXTRA COLLATERAL
- SFH, CONDO, DUPLEX, 1-4 UNIT, MULTIFAMILY, $100K MIN VALUE/UNIT (NO COMMERCIAL, NO RETAIL FOR NOW)
- DRAW WHEN YOU NEED DURING 12 MONTH INVESTMENT PERIOD AND PAY INTEREST ON THE DRAWS
- CLOSE IN 3 WEEKS OR MORE
- 48 HOUR APPROVAL
VIII. HARD MONEY PRODUCTS
NEED TO CLOSE FAST ON YOUR INVESTMENT PROPERTIES? WE CAN CLOSE AS SOON AS 5 DAYS (CASE BY CASE)!
GOOD DEAL
50% LTV MAX
- NO DOCS
- RATES FROM 6% UP
- LENDER FEE FROM 6% UP
- LOAN FROM $150K - $10M
- 12 MONTH TERM ONLY
- MONTHLY INTEREST PAYMENT ONLY
- NO PREPAYMENT PENALTY
- CLOSE IN 1-3 WEEKS
- SITE VISIT/APPRAISAL REQUIRED
- NATIONWIDE
- ANY INVESTMENT PROPERTIES (NO OWNER OCCUPIED)
- 24 HOURS APPROVAL
HIGH-RISK DEAL
50% LTV MAX
- NO DOCS
- RATES FROM 9% UP
- LENDER FEE FROM 3% UP
- LOAN FROM $50K - $10M+
- 12 MONTH TERM ONLY
- MONTHLY INTEREST PAYMENT ONLY
- NO PREPAYMENT PENALTY
- CLOSE IN 1-3 WEEKS
- SITE VISIT/APPRAISAL REQUIRED
- NATIONWIDE
- ANY INVESTMENT PROPERTIES (NO OWNER OCCUPIED)
- 24 HOURS APPROVAL
GREAT DEALS
65% ARV MAX
- FULL DOCS
- CREDIT 700 UP
- RATES FROM 12% UP
- LENDER FEE FROM 3% UP
- LTC: NO REQUIREMENT
- LOAN FROM $500K - $100M+
- 9-18 MONTH TERM
- MONTHLY INTEREST PAYMENT ONLY
- NO PREPAYMENT PENALTY
- CLOSE IN 1-3 WEEKS
- SITE VISIT/APPRAISAL REQUIRED
- NATIONWIDE
- ANY INVESTMENT PROPERTIES (NO OWNER OCCUPIED)
- 24 HOURS APPROVAL
IX. COMMERCIAL LAND LOANS
BANK LOAN
70% LTV MAX
- RATES FROM 3.5% UP
- LENDER FEE FROM 2% UP
- LOAN FROM $300K - BILLION
- 5/7/10/30 YEAR TERM
- 30% DOWN MIN OR 70% MAX LTV
- FIRST 5 YEAR PREPAYMENT PENALTY (5%,4%,3%,2%,1%)
- CLOSE IN 45- 60 DAYS
- ALL COMMERCIAL LANDS THAT PRODUCE CASH FLOW WITH AT LEAST 95% MIN TENANT OCCUPIED OR OWNER USE WITH GREAT NET PROFIT IN THEIR TAX RETURNS (LAST 2 YEARS)
- GOOD LOCATION, NICE PROPERTY
- APPRAISAL REQUIRED
- NATIONWIDE
- 3-DAY APPROVAL
HARD MONEY
50% LTV MAX
- NO DOCS
- RATES FROM 9% UP
- LENDER FEE FROM 3% UP
- LOAN FROM $50K - $10M+
- 12 MONTH TERM ONLY
- MONTHLY INTEREST PAYMENT ONLY
- NO PREPAYMENT PENALTY
- CLOSE IN 1-3 WEEKS
- SITE VISIT/APPRAISAL REQUIRED
- NATIONWIDE
- ANY INVESTMENT PROPERTIES (NO OWNER OCCUPIED)
- 24 HOURS APPROVAL
X. BUNDLE LOAN PRODUCTS – ALL PROPERTIES IN ONE PACKAGE
THIS PRODUCT IS HELPING BIG REAL ESTATE INVESTORS WHO BUY AT LEAST 5 PROPERTIES AT THE SAME TIME. WITH THIS BUNDLE LOAN PROGRAM, WE ADD UP TO 500 PROPERTIES OR MORE. LET’S TAKE A LOOK AT THE INFO BELOW:
- RATES FROM 5.5% UP
- LENDER FEE FROM 2% UP
- LOAN FROM $500K - $200M
- AT LEAST 5 LOANS IN ONE PACKAGE
- 25% DOWN MIN
- CREDIT 660 UP
- 5/7/10/30 YEAR TERM
- DONE AT LEAST 3 SIMILAR DEALS IN LAST 3 YEARS
- PURCHASE & REFINANCE
- FOREIGNER OK!
- UPFRONT COST:
- APPRAISAL
- DUE DILIGENCE
- LEGAL
- $50K VALUE MIN PER UNIT
XI. FOREIGNER LOAN PRODUCTS
FOREIGNERS ARE COMING TO US TO LIVE, WORK AND INVEST… WE SEE IT ALL EVERYDAY!
BUY TO LIVE
BANK LOANS
- NO US CREDIT, NO SSN, NO GREENCARD, NO VISA REQUIREMENTS
- HAVE TO HAVE: 1 US BANK ACCT + 2 FORMS OF FOREIGN CREDIT + A GOOD STABLE JOB + GOOD INCOME IN THE ORIGINAL COUNTRY
- RATES FROM 3.5% UP
- BANK FEE FROM 2% UP
- 30 YEAR TERM
- 30% DOWN MIN OR 70% LTV MAX FOR REFINANCE
- LOAN FROM $500K - $30M
- MAX DTI: 50%
- MIN 6-12 MONTHS PAYMENT RESERVES
- PROPERTIES: SFH, CONDO, 2-4 UNITS
- PURCHASE & REFINANCE
- BORROWERS: WHO MAY LIVE AND WORK IN THE US…
BUY TO RENT
1 YEAR TERM
- NO DOCS REQUIREMENTS
- INVESTMENT PROPERTIES
- RATES FROM 10% UP
- LENDER FEE FROM 3% UP
- 1 YEAR TERM
- 50% DOWN MIN OR 50% LTV MAX FOR REFINANCE
- NO PREPAYMENT PENALTY
- LOAN FROM $50K - $10M+
- ANY PROPERTIES: SFH, CONDO, 2-4 UNITS, COMMERCIAL…
- PURCHASE & REFINANCE
XII. INTERNATIONAL PROJECTS FROM $100M UP TO A BILLION
Construction Projects in US, Canada, Europe, Vietnam, South Korea, Japan, Singapore, Malaysia, Thailand…
BANK LOANS
- RATES FROM 4% UP
- BANK FEE FROM 1% UP
- 10/20/30/40 YEAR TERM
- 15% DOWN MIN
- LOANS FROM $100M – $50 BILLION
- CLOSE IN 3-6 MONTHS OR MORE
- 3RD PARTY COMPANY FOR APPRAISAL (BORROWERS PAY THE FEE)
- FULL DOCS (WE WILL VERIFY EVERYTHING: CREDIT, TAX RETURNS, DEBTS, LIABILITIES, COLLATERAL, CASH FLOW, CASH RESERVES, RESUME…
- CONSTRUCTION PROJECT ONLY: LUXURY APARTMENT, HOTEL, RESORT, WATER PARK, AIRPORT, HIGHWAY, HOSPITAL, NATIONAL PROJECTS…
- 7-14 DAY APPROVAL
- WORLDWIDE
PRIVATE LENDERS
- RATES FROM 7% UP
- BANK FEE FROM 2% UP
- 10/20/30/40 YEAR TERM
- 20% DOWN MIN
- LOANS FROM $100M – $50 BILLION
- CLOSE IN 2-4 MONTHS
- LENDERS DO THEIR OWN SITE VISIT, DUE DILIGENCE, LEGAL AND APPRAISAL TEAM (BORROWERS PAY THE FEE)
- FULL DOCS (WE WILL VERIFY EVERYTHING: CREDIT, TAX RETURNS, DEBTS, LIABILITIES, COLLATERAL, CASH FLOW, CASH RESERVES, RESUME…
- CONSTRUCTION PROJECT ONLY: LUXURY APARTMENT, HOTEL, RESORT, WATER PARK, AIRPORT, HIGHWAY, HOSPITAL, NATIONAL PROJECTS…
- 5-10 DAY APPROVAL
- WORLDWIDE