FOREIGNERS – We welcome every one with any nationalities comes to US with a visa or still live in their country and want to invest in real estate in the US. We have a financing program for our international clients.
There is absolutely no income verification, no credit check, no social security number required. What we want to see is YOU HAVE AT LEAST 30% DOWN.
1. YOU ARE LOOKING TO “BUY/BUILD A HOME TO LIVE”:
- International Home Loan
- Interest rate from 4%-5%
- 5-30-year term
- Loan amount min $200,000 to $3,000,000
- Pre-payment penalty in first five years (5% to 1%, reduce 1% each year)
2. YOU ARE LOOKING TO “BUY A COMMERCIAL/INVESTMENT PROPERTY FOR RENT”:
This loan can be made on a 2nd home or investment property in the US for a resident of another country. There are many investor options and some require very little documentation to close.
- Loans up to 70% of the appraised property value.
- Loan amounts from $100,000 to $5,000,000.
- 1-5-year term
- No pre-payment penalty
- Interest rate from 7% up
- Fixed Rates and Interest Only options.
- NO US credit required.
- Single Family, Condo, Town home, Multi-Family and Commercial Loans.
- Purchase, Refinance and Cash-outs.
- Must have valid foreign Passport.
- Must be able to source down payment with current bank statements (overseas bank is okay).
- Will require 2-month bank statements showing cash to close, any large deposits will have to be verified.
- Must have foreign, current address.
- Must live and work in another country.
- Income documentation varies by investor and borrower’s profession.
Please note, even you meet all of these qualifiers you still may not be eligible for financing. Please call or email to see if you can be approved for this type of loan.
For us to stand in this position and do this job for you, we would like you to email us:
- Property address and property information
- A copy of your passport
- The last two months of your bank statements
- Fund proof (bank letter confirms how much you have in the act)
We can have a loan officer contact you to assist further.
For any other financing requests for our international borrowers that are not listed here, we would like to discuss with you and will find a way to help.
Please send the documents to Funding@KhangLending.com
We can be reached at (254) 292-9764, M-F, 9am – 4p.m.